Jamey Kramer's Home Team, REALTORŽ, real estate agents and broker for Novi, Northville and Farmington Hills Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)

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and Metro Detroit, Michigan Real Estate!

Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes.

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Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As top Novi, Northville and Farmington Hills real estate agent, I have the experience and track record you are looking for. Please let me help.

Jamey Kramer

Financing Your Home >Owner Financing

If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.

Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.

Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.

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Q	What do 84% of homebuyers who use the Internet to search for homes have in common?
A	They use a real estate agent to purchase their home.
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The Jamey Kramer Group
RE/MAX Classic
26870 Beck Rd.
Novi, MI 48374
248-348-7200
800-965-SOLD
Email: Jamey@JameyKramer.com

Jamey Kramer is America's NUMBER1EXPERT in the Novi and Northville, Michigan Area. He has been the leading individual residential sales agent in the area for several years. Jamey's integrity, work ethic, and real estate knowledge make him the obvious choice for assisting you in the sale or purchase of your new home. Jamey is noted for his professionalism and efficiency. Whether you're looking to buy or sell a home in the Novi or Northville area, contact Jamey Kramer at RE/MAX (248)348-3000 or email him at Jamey@JameyKramer.com.

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Welcome to the most complete online resource center for Novi, Northville and Metro Detroit, Michigan Real Estate!

Welcome to the most complete online
resource center for Novi, Northville
and Metro Detroit, Michigan Real Estate!